Insurance Cost Calculator
Estimate your total annual insurance: general liability, commercial auto, and workers comp.
Configure
Adjust each field to match your business.
Location
Business
Fleet
Coverage
Payroll
For WC estimate.
Results
Based on your inputs, here's what the numbers say.
Annual Insurance
$4,750
Monthly
$396
Assumptions Used
GL: $1,500 base + 0.5% of revenue
Commercial auto: $2,500/truck
Annual Insurance
$4,750
Monthly
$396
Insurance Is Non-Negotiable
Every junk removal business needs general liability ($1M coverage) and commercial auto insurance at minimum. General liability runs $1,500 base + 0.5% of revenue. Commercial auto averages $2,500 per truck. These are not optional — most customers and all commercial clients require proof of insurance before hiring you.
Founder, ScaleYourJunk
Built ScaleYourJunk after identifying that junk removal operators were stuck using generic field service tools that didn't match their workflows. Every calculator on this site uses real industry data and operator-validated assumptions.
Junk Removal Insurance Cost Calculator FAQ
Minimum: $1M general liability + commercial auto on every truck. Budget $4,000-$7,000/year for a solo operator, $8,000-$15,000 with employees.
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